Lending & Credit
Asian banks brace for more bad loans as commodity pressures mount
Singaporean and South Korean lenders are among the most exposed.
Asian banks brace for more bad loans as commodity pressures mount
Singaporean and South Korean lenders are among the most exposed.
Vietnamese banks under threat from $1.25b debt restructuring plan
Loss-absorption buffers will take a hit.
Chinese lenders roll out first bad loan securitization since 2008
China Merchants and Bank of China are first in line.
ASEAN banks' asset quality to suffer as regional slowdown bites
Will there be a sharp spike in delinquencies?
Malaysia's industry loan growth disappoints as household loans slip to just 7%
A mere 6.5% loan growth is forecast for 2016. According to Maybank Kim Eng, industry loan growth continues to slow, with the moderation in HH loan...
Undesirable lending practices uncovered at some local banks: Monetary Authority of Singapore
Credit underwriting standards need to be improve.
These charts summarise Singapore banks' worrisome O&G exposures
The banks will likely suffer from deteriorating asset quality.
Bank Mandiri needs higher NPL buffer, warns analysts
NPLs rose despite strong 12% growth.
New RMB loans hit a record RMB2.51 trillion in January 2016
The pace of credit growth exceeds economic growth, analysts warn.
20% of UOB’s exposure to the oil & gas sector vulnerable to potential impairment
That is if oil prices remain depressed.
How badly can RHB’s oil and gas exposure hurt its profitability?
It would slip into the red if 40% of its O&G book turned non-performing.
Chinese banks' NPL figures 'highly understated'
NPL ratios could jump to as much as 6%.
Australian banks' credit costs feared to increase from current low levels
Blame it on the unwinding of the global commodities cycle.
Core shadow banking activity in China remains subdued
But other forms of shadow banking are rapidly expanding.
Singapore banks face more defaults as oil and gas malaise spreads
DBS and OCBC are most exposed.
Malaysian banks' base rates unlikely to rise
OCBC Malaysia and UOB Malaysia are merely normalizing their rates.
Singapore's overall loan growth dragged by 2.3% drop in business loans
System loan growth came in at 1.4% in November 2015.